Daftar singkatan

By. Erbajaya

AFS                       avalaible for sale
AMA                     advance measurement approach
AMDAL                analisa mengenai dampak lingkungan
APTO                    account payable turn over
ARTO                    account receivable turn over
ATMR                    aktiva tertimbang menurut resiko
BCM                      business continuity management
BIA                        basic indicator approach
BCBS                     basel ommittee for banking supervision
BMPK                    batas maksimum pemberian kredit
CAR                       capital adequacy ratio
CD                          certificate of deposits

CFP                        contingency funding plan
CKPN                    cadangan kerugian penurunan nilai        
COGS                    cost of good sold
CPA                       customer profitability analysis
DPK                       dana pihak ketiga
EAD                       exposure at default
EVA                        economic value added
FRA                       foward rate agrrement
FS                          faktor skala
FTO                       fine tune operation
FTE                        fine tune expansi
FTK                       fine tune kontraksi
GCG                      good corporate governance
GDP                      gross national product
GWM                    giro wajib minimum
HTM                     held to maturity
ICAAP                 internal capital adequacy assessment process
INTO                   inventory turn over
IRBF                    internal rating based foundation
IRBA                   internal rating based advance
IRR                      internal rate of return
IRS                      interest rate swap
JIBOR                 jakarta interbank offered rate
LGD                    loss given default
KAP                    kualitas aktiva produktif
KPMM                kecukupan pemenuhan modal minimum
KPR                    kredit pemilikan rumah
KRI                     key risk indicators
LED                     loss event database
LCR                     liquidity coverage ratio
LDR                     loan to deposits ratio
LIBOR                 london interbank offered rate
M                         effective maturity
MDB                    multilateral development bank
MTM                   marked to market
MIS                     management information system
NII                      net interest income
NIM                   net interest margin
NPL                    non performong loan
NPV                   net present value
OCI                    other comprehensive income
OECD                organisation for conomic co-operation and development
OPT                   operasi pasar terbuka
PBI                     peraturan bank indonesia
PD                      probability of default
PSA                    pendekatan standar ( risiko operasional )
PSE                    public sectors entity
RCSA                risk and control selt assessment
REPO                repurchase agreement
ROA                  return on assets
ROE                   return on equity
RORAC             return on risk adjust capital
RS                      risiko  spesifik
RSA                   risk  sensitive   assets
RSL                   risk sensintive liabilities
SA                     standardized approach  ( operasional risk )
SBI                    sertifikat bank indonesia
SBN                   surat bendahara negara
SPN                   surat perbendaharaan  negara
SEBI                  surat edaran bank indonesia
SIBOR               singapora interbank offered rate
SUN                   surat utang negara ( vr=variable rate FR = fixed rate )
VaR                    value at risk
VBM                  value based management

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